We help insurers and other financial institutions measure and manage the portfolio risk of natural disasters, with a focus on non-peak perils, underserved lines of exposure, and geographies.
Our founders have combined physical, statistical, and financial modeling expertise with cutting-edge software skills and a commitment to long-term customer support to deliver some of the world’s most widely used natural catastrophe models and software.
The models our founders have worked on are trusted by insurers, brokers, reinsurers, and global financial institutions like the World Bank. Our founders and advisors have partnered with government organizations, including the Florida Hurricane Commission in the U.S. and state governments in India, to address critical challenges.
In addition to catastrophe modeling, we leverage our expertise in insurance, data science, GIS, and software development to help our clients make sense of data and digitize their business.
Expertise Backed by Experience
With over half a century of experience, our team specializes in modeling agriculture, P&C, hail, earthquakes, cyclones, floods, and data science. Supported by well-known industry experts and advisors, we bring unparalleled knowledge and insight to every project, ensuring our clients receive reliable and actionable solutions tailored to their unique needs.
Chief Executive Officer
Gautam is a former Director of Development at Asia Risk Centre where he led the development of multi-peril, multi-line (crop, livestock, and forestry) models for India and China and tools for weather and yield-based parametric insurance pricing. With over 30 years in the software industry and 20 years in the catastrophe risk management industry, Gautam has held senior management positions in leading technology companies in the United States, and India.
Starting in the mid-1990s, he has developed the world’s leading catastrophe risk management tools, including RiskLink and RiskBrowser at RMS (Moody’s), and Touchstone at AIR Worldwide (Verisk). Gautam has also managed the development of multiple products for a Fortune 500 company where he was responsible for the successful transition of product lines across international borders.
Gautam holds a Bachelor's in Mathematics and Economics from the University of Rajasthan and a diploma in Systems Design from NIIT.
Chief Technology Officer
Alpana worked for over 20 years at RMS ending as Director of Analytics & Exposure Management. At RMS she managed and participated in hands-on development of many widely used catastrophe risk models including Australia cyclone, Florida Hurricane, Hawaii Hurricane, UK River Flood, China Cyclone, and European Windstorm. Alpana was part of the team interacting with the Florida Hurricane Commission for the certification of RMS’s Florida hurricane model. She also headed the model support team to help insurers derive maximum value from RMS products. She has developed a parametric livestock insurance scheme in collaboration with the World Bank and the Government of Mongolia. In 2001, Alpana worked with the World Bank to develop multi-peril disaster insurance schemes for four states in India.
Alpana has a Bachelor and a Master’s degree in Mathematical Statistics from Delhi University.
Chief Science Officer
Kunal is a natural catastrophe modeler with over 15 years of experience, including 12 years as Lead Modeler at RMS. He is experienced in the mathematical modelling of hazards caused by extreme weather events, building vulnerability, and the valuation of assets. The models he has helped develop include China Cyclone, Europe River Flood, India Flood, Brazil Flood, and China Earthquake. Kunal has recently concluded a project for climate modelling as part of the State Action Plan for the state government of Jharkhand, India. In addition, he has delivered multiple projects using statistical machine learning, image analysis, and GIS.
Kunal has a Bachelor’s degree in Civil Engineering from the Delhi College of Engineering and a post-graduate diploma in applied statistics from the Indian Statistical Institute.
Chris is a former Vice President of modeling at RMS where he lead the development of earthquake models for numerous countries including China, Japan, Taiwan, Turkey, and Iran. He played a significant role in many multi-hazard probabilistic risk assessment projects including worldwide cyclone, and flood, including typhoon-induced flooding, and has been involved in the Florida Commission on Hurricane Loss Projection Methodology since its inception in1995. Chris expanded his risk assessment experience to agriculture by participating in probabilistic agri risk assessment in Malawi, Mozambique and the Philippines. Before RMS, Chris worked at TERA Corporation where he was in charge of the seismic risk assessment of all Plutonium facilities in the United States and participated in the design of several nuclear power plants including core meltdown scenarios. The approach he pioneered has become the accepted standard at the US Department of Energy and the Nuclear Regulatory Commission.
At Stanford University Chris earned a Ph.D. in Civil Engineering, an M.S. in Structural Engineering, and was a Research Associate at the John A. Blume Earthquake Center. Having written numerous technical papers and conference presentations, Chris is an internationally recognized catastrophe modelling expert.
Ranvir is CEO of Educerts.com, a company offering open, secure, and interoperable Verifiable Credentials solutions. Before educerts.com, Ranvir was Managing Director for India at Digitary (now Instructure) and Vice President (Solutions) for APAC, Latin America, and Africa at Pitney-Bowes. He was also Director of Strategic Systems Planning at Verizon in New Jersey and a strategy and management consultant at Deloitte in New York.
Ranvir holds a B.E. in Electronics and Communication Engineering from Delhi Technological University, a Masters in Computer Science from the University of South Florida, and an MBA in Finance from the NYU Stern School of Business.